All risk (engl. tutti i rischi, no. all Gefahren) is the approach, that is, the principle by whichconcludes for the purpose of securing the insured items from all dangers that may threaten it. This term is most often used in English practice to denote insurance against all risks.
Insurance against all risks is intended for all companies that have a wide scope of business.
All Risk Insurance has been the standard in the insurance world for many years. Unlike most other property insurances, all risk insurance does not cover individually listed risks, but the insured event represents the realisation of each of those risks that cause damage, destruction or loss of the insured object (Unnamed Hazards — All Risk), except for the risks expressly excluded by the provisions of the insurance conditions, that is, the insurance policy. This is the widest scope of coverage in property insurance. It is much easier for the insured person to prove the insured event because he is only obliged to prove that the damage is due to some external cause.